Need advice

[Brax Sisco]

Hey folks,

   I've not been active on the list (ever) but have been a member since 
1997 or so.  But I ask for some help/advice.  My '97 200SX SE-R was 
recently rear-ended (totalled) by a Fed-Ex truck while it was legally 
parked on the street.  The car was pretty much mint before this, no 
wrecks, no body damage, and I bought the car new.

   The wreck is now in my driveway.  I've spent a good deal on 
aftermarket parts, and I've removed the easy bits, strut braces, POP 
charger, and minor cosmetic bits.

   I've really cared for this car, and meant to keep it a long time.  It 
still has a full set of UR pulleys, a gen 5 hotshot header, a JWT ECU, 
'91 intake cam, a powder-coated valve cover, heh, and I've changed the 
oil every 3000 with Mobil-1.  The motor is immaculate.

   The insurance wants to offer me $4300 for it and TAKE it.  I would 
never have been willing to sell it for that before the 'accident.'  And 
they want to give me about $3000 for it if I keep the car.  I believe 
I'm being screwed here.

   I could easily pull the ECU, but I have no stock one to replace it 
with, so I'd be willing to sell that cheaply.  I could also swap out the 
header, I have the original, but I'd have to do some work.  (I did 
install the header myself.}  Can't do the pulleys myself, too hard.

   I've never had to deal with something like this before, so I ask for 
advice, what would any of you do in this situation?

Thanks all

Brax